Atal Pension Yojana (APY) / National Pension System (NPS)
Department / Authority: Pension Fund Regulatory and Development Authority
Am I ready to apply?
Check off the requirements below to verify if you have everything ready before visiting the portal.
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What this service does
Government-backed social security pension scheme under PFRDA guaranteeing minimum monthly pension of ₹1,000 to ₹5,000 from age 60 for unorganised sector workers, with return of pension corpus to nominees.
Who can use it / Eligibility
Indian citizens aged 18 to 40 years holding a savings bank account (Non-taxpayers).
What you'll need (Documents Required)
- 1Aadhaar Card
- 2Savings Bank Account / Post Office Account Passbook
- 3Active Mobile Number
- 4Nominee Details & Aadhaar
How it works (Step-by-Step)
- 1Open eNPS portal at enps.nsdl.com or access your bank's Internet Banking / Mobile App.
- 2Click on 'Atal Pension Yojana (APY) Registration'.
- 3Authenticate via Aadhaar OTP and enter savings account number.
- 4Select pension slab (₹1,000 / ₹2,000 / ₹3,000 / ₹4,000 / ₹5,000) and contribution frequency (Monthly/Quarterly).
- 5Submit to generate APY PRAN and activate auto-debit on your savings bank account.
Submit APY Subscriber Registration Form at any commercial bank or post office branch.
Key Service Facts
Monthly contribution starting from as low as ₹42/month depending on joining age and chosen pension amount
PRAN card and APY Acknowledgement issued within 24 hours
1800-110-069 / 1800-222-080
Every URL, document list, and fee requirement is verified against gov.in or nic.in portals. (npscra.nsdl.co.in).
Transactions occur only on government websites. Never share OTPs or passwords with third parties.